Tip #1: Buying a home with no bank qualifying

Tip #1 - Be sure that you really want to buy a home and have
accurate expectations before you start the process.

What do I mean by that?

A lot of people don't seem to understand the costs associated
with home ownership if they've never owned a home before.

When you purchase a home, these are the extra costs that you need
to be aware of and take into consideration when determining what
type of a payment you can afford each month:

    - Mortgage payment (Principle and Interest)
    - Taxes and Insurance (Usually added to your monthly
      principle and interest)
    - Home Owner's (Condo/Townhome) Association Fees
    - Utilities (Much higher than apartments)
    - Lawncare
    - Home Warranties (Not having them can prove to be very
      costly)

Those are the big ones.

Many times, people will assume that they can afford a certain
payment but quickly realize that what they didn't take into
account may actually break them.

Many of you may already know this information, and if you do,
we can all use a reminder now and then, right?